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If you have poor credit or no credit, you have to establish or improve your credit score.

By admin | January 28, 2008

If you have poor credit or no credit, you have to establish or improve your credit score. Often, the only way to do this is to get a loan with a co-signer. But, what if no one is willing to vouch for you and help you out? There are many loan companies that will help those with no credit establish a credit record. They are often willing to help those with bad credit re establish their credit rating. Most of these programs come with a high interest rate, however. Your best bet is a co-signer, but a loan program is just as effective. It will just cost you a little more.

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